Tadaima User Documentation
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  • Welcome
  • Tadaima Co-ownership
    • Myths of Homebuying
      • Example 1: 20% Down Payment
      • Example 2: Waiting for a Job
      • Example 3: Timing the Market
    • What Matters When Buying
    • When You Can't Buy -> Co-own
    • Sequential Co-ownership
      • Component 1: Equity Share Agreement
      • Component 2: Assumptions and Release of Obligations Form
      • Component 3: Performance Lien
      • Component 4: Assumable Mortgage
    • Benefits of Co-owning
    • Use Cases of Co-Owning
  • Financials of Co-Owning
    • Why is it Worth it?
    • Understanding Real Estate Investing
      • Equity Explained
      • Cashflow Sources and Sinks
      • Real Estate Investment Modeling
    • A Service for the High Mobile
      • Transformation 1: Ownership Structure
      • Transformation 2: Transaction Temporality
      • Remapping our Transformations
      • Tadaima Investment Modeling
    • The Equity Model for a Tadaima Home
  • Next Steps
    • Schedule 1:1 with Tadaima
    • Prepare Financial Documents
    • Shop Available Inventory
  • Appendix
    • Housing Market History
      • Prior 1920s
      • FDR's New Deal
      • Recent Efforts to Increase Homeownership
    • Real Estate Concepts
      • Counterparty Risk
      • Lien Priority
      • Mortgages & Liens
      • Title & Deed
      • Co-Borrower & Co-Signer
      • Appraisals
    • Other Myths
      • Wait Till Marriage
      • Possibility of 2008 Again
      • Renting is Cheaper
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  1. Financials of Co-Owning

Why is it Worth it?

PreviousUse Cases of Co-OwningNextUnderstanding Real Estate Investing

Last updated 2 months ago

DISCLAIMER: The financial information provided in this section is for informational purposes only and should not be construed as financial, investment, tax, or legal advice. No guarantees or promises are made regarding specific results, and individual outcomes may vary based on personal circumstances, market conditions, and other factors. Always consult with a qualified financial professional before making any financial decisions.

With every decision, there are things such as emotions, personal preferences or individual effort that can vary from person to person, thus making something worthwhile to one individual, and at the same time not worthwhile to another. Due to this subject nature, we try to stay away from influencing anyone into Co-ownership on this basis. But to answer this question of "why is it worth it?" we want to present the objective financial case for Co-ownership. And how for the average person, with our analysis, co-ownership in most situations outperforms BOTH renting AND home owning.

Unfortunately this can be tough. All the capital requirements, costs, expenses, income sources, and equity builders that influence a real estate venture makes for a lot of moving parts. In the next section, we're going to try and tackle all these. And then immediately following that, we'll try to explain how Tadaima restructures these pieces to make for a sound financial use of money. That way, if anything, you know the basics about real estate investing and could leave this documentation knowing more about the finances of owning a home or even possibly better aware to be able to purchase a rental/investment property. But after everything, we hope you see the value of Tadaima Co-ownership, and consider it.

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